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Gift cards, made in Iraqالعراق.

The first marketplace where Iraqis can buy, send and redeem gift cards from local franchises — instantly.

Discover Karto →See how it works
IQD 50,000
GIFT CARD · NO EXPIRY
TO · MY HABIBTI
Happy birthday ya omri
— with love ♥

Buy a card. Send it by phone. They redeem it in-store.

STEP 01

Browse and buy

Franchises across food, retail, gaming and lifestyle. Pay the way that suits you.

STEP 02

Send by phone

Type a number. We'll take care of the rest.

+964
STEP 03

Redeem in-store

Just show the cashier the QR code and press approve.

SCANNING

Just type a number. We'll do the rest.

No app downloads, no account setup, no friction. Your friend gets an SMS with a claim link they can redeem in seconds.

01On Karto already? The card lands in their wallet instantly with an in-app notification.
02Not on Karto yet? No problem — they get a signed karto.me/g/ link.
03Add a personal note. Customize the message that comes with your gift — birthday wishes, thanks, or a quick hello.
Messages · Today 19:42
🎁 Hi Layla! Ahmed just sent you a Ridha Alwan gift card on Karto.

Redeem it here: karto.me/g/7f2ka9
Delivered via Zain Iraq · end-to-end signed token

The real Iraqi franchises you already know.

Ridha Alwan
Coffee
Grinders
Coffee
Vanilla
Ice cream
Abu Afif
Sweets
Miniso
Lifestyle retail
Lacoste
Fashion
Nike
Sportswear
Adidas
Sportswear
For merchants

Turn your regulars into gift senders.

List your brand, price your denominations, and start receiving redemptions in-store — without building an app, a website, or a payment integration.

GMV · Last 30 days
IQD 4.2M (+18%)
↑ 18.2% MoM
MAR 01MAR 10MAR 20APR 01APR 16
Redemptions
184
Avg card
IQD 22.5K
Redeem rate
73%
Live activity
Redemption · Ridha AlwanIQD 25,000JUST NOW
Gift sent · GrindersIQD 50,0002 MIN AGO
Redemption · Abu AfifIQD 15,0005 MIN AGO
Gift sent · VanillaIQD 30,0008 MIN AGO
Commission · Blended rate
10%
Flat commission between 8–15% depending on category and volume. Automated weekly settlement in IQD, direct to your bank.
OnboardingFree · 48hr review
SettlementWeekly · IQD
Min. volumeNone
ContractMonth-to-month
Apply as a merchant →

Iraq's gift card market is wide open.

44 million people, a median age of 20, and no dominant player. Karto is first-mover with real brands, real redemptions, and infrastructure already serving 5,000 concurrent users.

44M+
Population · 80% under 40
78%
Smartphone penetration
$150M
Addressable gift card market
8
Verified brands live in pilot
FAQ

Questions we get often.

Credit card, ZainCash, Qi Card wallet, and bank transfer.
Yes. Type their Iraqi phone number and they'll receive an SMS with a signed karto.me/g/ claim link.
Every gift card has a unique signed code, and redemption needs the customer's explicit approval — a tap on their phone or a one-time code by SMS. Stolen or shared cards can't be cashed out without it.
Coming soon.

Gift something they'll actually use.

Download Karto, link a phone number, send your first gift card in under 60 seconds.

COMING SOON ONGoogle Play COMING SOON ONApp Store